[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.betaol.cz\/prilepseni-k-penzi\/#Article","mainEntityOfPage":"https:\/\/www.betaol.cz\/prilepseni-k-penzi\/","headline":"P\u0159ilep\u0161en\u00ed k penzi","name":"P\u0159ilep\u0161en\u00ed k penzi","description":"Penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed je ur\u010deno t\u011bm, kdo si cht\u011bj\u00ed k penzi p\u0159ilep\u0161it. Vzhledem k tomu, jak se neust\u00e1le prodlu\u017euje v\u011bk odchodu do penze a jak\u00e1 je v\u00fd\u0161e penz\u00ed v sou\u010dasn\u00e9 dob\u011b, pr\u016fm\u011brn\u011b vyd\u011bl\u00e1vaj\u00edc\u00ed \u010dlov\u011bk tak z\u0159ejm\u011b v d\u016fchodu co se t\u00fdk\u00e1 financ\u00ed, na rozhazov\u00e1n\u00ed zrovna m\u00edt...","datePublished":"2018-08-20","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.betaol.cz\/author\/#Person","name":"","url":"https:\/\/www.betaol.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"betaol.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.betaol.cz\/wp-content\/uploads\/img_a323195_w2752_t1534963712.jpg","url":"https:\/\/www.betaol.cz\/wp-content\/uploads\/img_a323195_w2752_t1534963712.jpg","height":0,"width":0},"url":"https:\/\/www.betaol.cz\/prilepseni-k-penzi\/","about":["Finance"],"wordCount":431,"articleBody":"Penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed je ur\u010deno t\u011bm, kdo si cht\u011bj\u00ed k penzi p\u0159ilep\u0161it. Vzhledem k tomu, jak se neust\u00e1le prodlu\u017euje v\u011bk odchodu do penze a jak\u00e1 je v\u00fd\u0161e penz\u00ed v sou\u010dasn\u00e9 dob\u011b, pr\u016fm\u011brn\u011b vyd\u011bl\u00e1vaj\u00edc\u00ed \u010dlov\u011bk tak z\u0159ejm\u011b v d\u016fchodu co se t\u00fdk\u00e1 financ\u00ed, na rozhazov\u00e1n\u00ed zrovna m\u00edt nebude. Proto je dobr\u00e9 se o penzijn\u00edm p\u0159ipoji\u0161t\u011bn\u00ed dozv\u011bd\u011bt o n\u011bco v\u00edc d\u0159\u00edve, ne\u017e se p\u0159ibl\u00ed\u017e\u00ed samotn\u00fd odchod do penze.
 Jako prvn\u00ed ot\u00e1zka v\u00e1m na mysli jist\u011b vyvstane ta, zda se k v\u00e1m va\u0161e poctiv\u011b naspo\u0159en\u00e9 pen\u00edze opravdu dostanou, zda se nestanou snadnou ko\u0159ist\u00ed pro n\u011bjak\u00e9ho tunel\u00e1\u0159e nebo neuv\u00edznou v bance. Toho se opravdu b\u00e1t nemus\u00edte, nebo\u0165 za tyto vklady ru\u010d\u00ed st\u00e1t .
 Penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed nen\u00ed \u017e\u00e1dnou novinkou, tento zp\u016fsob ukl\u00e1d\u00e1n\u00ed pen\u011bz u\u017e funguje v\u00edce jak dvacet let. Uzav\u0159\u00edt ho m\u016f\u017ee ka\u017ed\u00fd ob\u010dan, kter\u00fd dos\u00e1hl v\u011bku osmn\u00e1cti let a je ob\u010danem bu\u010f \u010cesk\u00e9 republiky nebo kter\u00e9hokoliv st\u00e1tu Evropsk\u00e9 unie za p\u0159edpokladu, \u017ee m\u00e1 v \u010cech\u00e1ch trval\u00fd pobyt.
 Jestli\u017ee se ke spo\u0159en\u00ed rozhodnete, hradit m\u016f\u017eete ka\u017ed\u00fd m\u011bs\u00edc, \u010dtvrtletn\u011b, pololetn\u011b nebo ro\u010dn\u011b, z\u00e1le\u017e\u00ed jen a jen na v\u00e1s. Stejn\u011b tak po celou dobu trv\u00e1n\u00ed m\u016f\u017eete \u010d\u00e1stku zvy\u0161ovat nebo sni\u017eovat podle va\u0161\u00ed aktu\u00e1ln\u00ed finan\u010dn\u00ed situace. To, \u017ee se jedn\u00e1 o v\u00fdhodn\u00fd zp\u016fsob investov\u00e1n\u00ed pen\u011bz, sv\u011bd\u010d\u00ed i fakt, \u017ee ka\u017ed\u00e9mu, kdo si pravideln\u011b spo\u0159\u00ed, poskytuje st\u00e1t p\u0159\u00edsp\u011bvek v\u010detn\u011b pod\u00edl\u016f na zisku. V\u00fd\u0161e p\u0159\u00edsp\u011bvku z\u00e1vis\u00ed na spo\u0159en\u00e9 \u010d\u00e1stce. O dal\u0161\u00ed p\u0159\u00edsp\u011bvek m\u016f\u017eete po\u017e\u00e1dat i sv\u00e9ho zam\u011bstnavatele.
 Dal\u0161\u00ed v\u00fdhodou je, \u017ee pokud va\u0161e naspo\u0159en\u00e1 \u010d\u00e1stka p\u0159es\u00e1hne dvan\u00e1ct tis\u00edc korun \u010desk\u00fdch, m\u00e1te mo\u017enost z\u00edskat i da\u0148ovou \u00falevu. Z toho v\u0161eho je patrn\u00e9, \u017ee penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed je opravdu v\u00fdhodn\u00e9 a se z\u00e1rukou st\u00e1tu se nemus\u00edte ob\u00e1vat toho, \u017ee byste dlouh\u00e1 l\u00e9ta spo\u0159ily zbyte\u010dn\u011b.
 Naspo\u0159enou \u010d\u00e1stku s p\u0159\u00edsp\u011bvky od st\u00e1tu si m\u016f\u017eete nechat vyplatit po dosa\u017een\u00ed v\u011bku 60 let p\u0159i minim\u00e1ln\u00ed d\u00e9lce spo\u0159en\u00ed 5 let.
                                                                                                                                                                                                                                                                                                                                                                                         3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u0159ilep\u0161en\u00ed k penzi","item":"https:\/\/www.betaol.cz\/prilepseni-k-penzi\/#breadcrumbitem"}]}]