[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.betaol.cz\/kdyz-nemame-penize\/#Article","mainEntityOfPage":"https:\/\/www.betaol.cz\/kdyz-nemame-penize\/","headline":"Kdy\u017e nem\u00e1me pen\u00edze","name":"Kdy\u017e nem\u00e1me pen\u00edze","description":"Ten, kdo v dne\u0161n\u00ed dob\u011b neopl\u00fdv\u00e1 dostatkem finan\u010dn\u00edch prost\u0159edk\u016f, to m\u00e1 po v\u0161ech str\u00e1nk\u00e1ch t\u011b\u017ek\u00e9. A sice proto, \u017ee jak je ur\u010dit\u011b i v\u00e1m zn\u00e1mo, mus\u00ed se dnes pomalu za v\u0161echno platit, z \u010deho\u017e vypl\u00fdv\u00e1, \u017ee ten, kdo nem\u00e1 pen\u00edze, nem\u00e1 ani to, co je...","datePublished":"2020-12-20","dateModified":"2020-12-20","author":{"@type":"Person","@id":"https:\/\/www.betaol.cz\/author\/#Person","name":"","url":"https:\/\/www.betaol.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b653a05acc9928bc50547a0b6ed51698115bbf59840455a4bc9d337f928ec9d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"betaol.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.betaol.cz\/wp-content\/uploads\/art393996_4x3_20260820_170453_4FEbWp.jpg","url":"https:\/\/www.betaol.cz\/wp-content\/uploads\/art393996_4x3_20260820_170453_4FEbWp.jpg","height":0,"width":0},"url":"https:\/\/www.betaol.cz\/kdyz-nemame-penize\/","about":["D\u016fm a byt"],"wordCount":455,"articleBody":"        Ten, kdo v dne\u0161n\u00ed dob\u011b neopl\u00fdv\u00e1 dostatkem finan\u010dn\u00edch prost\u0159edk\u016f, to m\u00e1 po v\u0161ech str\u00e1nk\u00e1ch t\u011b\u017ek\u00e9. A sice proto, \u017ee jak je ur\u010dit\u011b i v\u00e1m zn\u00e1mo, mus\u00ed se dnes pomalu za v\u0161echno platit, z \u010deho\u017e vypl\u00fdv\u00e1, \u017ee ten, kdo nem\u00e1 pen\u00edze, nem\u00e1 ani to, co je k \u017eivotu pot\u0159eba. Jen\u017ee ani ten, kdo se v pr\u00e1ci sna\u017e\u00ed sebev\u00edc, nem\u016f\u017ee opl\u00fdvat p\u0159ehnan\u00fdm optimismem, ani ten nem\u00e1 nikdy jistotu, \u017ee se sv\u00fdmi v\u00fdd\u011blky v tr\u017en\u00ed spole\u010dnosti obstoj\u00ed. Kdykoliv se m\u016f\u017ee cokoliv zvrtnout a pak m\u016f\u017ee b\u00fdt po p\u0159\u00edjmech nebo se naopak mohou vyno\u0159it v\u00fddaje, je\u017e nebyly p\u0159edpokl\u00e1d\u00e1ny. A r\u00e1zem je \u010dlov\u011bk na nule nebo dokonce v m\u00ednusu. A nem\u00e1 na dal\u0161\u00ed placen\u00ed, by\u0165 by \u0161lo o hrazen\u00ed sebed\u016fle\u017eit\u011bj\u0161\u00edch v\u011bc\u00ed. Jen\u017ee \u010dlov\u011bk nem\u016f\u017ee p\u0159estat platit jenom s lakonick\u00fdm odkazem na to, \u017ee jednodu\u0161e nem\u00e1 pen\u00edze, a tedy nem\u00e1 \u010d\u00edm zaplatit. S t\u00edm se nikdo nespokoj\u00ed. A kdy\u017e tak \u010dlov\u011bk postr\u00e1d\u00e1 pen\u00edze na d\u016fle\u017eit\u00e9 v\u00fddaje, mus\u00ed s\u00e1hnout na \u00faspory nebo si alespo\u0148 n\u011bkde n\u011bjak\u00e9 ty finan\u010dn\u00ed prost\u0159edky p\u016fj\u010dit.  A jak si je spr\u00e1vn\u011b p\u016fj\u010dit? Pokud m\u00e1 n\u011bkdo podobn\u00fd vcelku n\u00edzk\u00e9 p\u0159\u00edjmy, pokud kaz\u00ed dojem z jeho registr\u016f dlu\u017en\u00edk\u016f n\u011bjak\u00e9 ty negativn\u00ed z\u00e1znamy, pokud m\u00e1 exekuce nebo jin\u00e9 probl\u00e9my, pak by m\u011bla b\u00fdt jeho volbou nejsp\u00ed\u0161e americk\u00e1 hypot\u00e9ka nebankovn\u00ed. A to z toho prost\u00e9ho d\u016fvodu, \u017ee zde ani \u010dlov\u011bk se zm\u00edn\u011bn\u00fdmi probl\u00e9my nenaraz\u00ed, \u017ee i \u017eadatel, o jeho\u017e kvalit\u00e1ch lze do jist\u00e9 m\u00edry pochybovat, zde m\u016f\u017ee zabodovat a z\u00edskat t\u0159eba i hodn\u011b pen\u011bz s p\u0159\u00edjemnou v\u00fd\u0161\u00ed spl\u00e1tek a nem\u00e9n\u011b v\u00fdhodn\u00fdm \u00faro\u010den\u00edm. A t\u00edm jedin\u00fdm, co je zde nezbytn\u00e9, je z\u00e1ruka za p\u016fj\u010den\u00e9 pen\u00edze v podob\u011b z\u00e1stavy nemovitosti. Co\u017e je ale n\u011bco, co m\u016f\u017ee ud\u011blat leckdo z n\u00e1s, co nen\u00ed takov\u00fd probl\u00e9m, jako p\u0159esv\u011bd\u010dovat se zoufalou v\u00fdplatou, \u017ee bude na vysok\u00e9 spl\u00e1tky. Ten, kdo zde m\u016f\u017ee zastavit nemovitost, m\u016f\u017ee z\u00edskat pen\u00edze jak ke spot\u0159ebitelsk\u00fdm, tak i k podnikatelsk\u00fdm \u00fa\u010del\u016fm, a to i v nemal\u00e9 v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny on\u00e9 zastaven\u00e9 nemovitosti. A s t\u00edm u\u017e se daj\u00ed d\u011blat v\u011bci!                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e nem\u00e1me pen\u00edze","item":"https:\/\/www.betaol.cz\/kdyz-nemame-penize\/#breadcrumbitem"}]}]